Insights & Resources

Expert perspectives on SBA lending, business acquisitions, lending technology, and strategies for growth — from the team building the future of small business financing.

7 Ways Freelancers Can Benefit From a Business Bank Account
Resources for Business Owners

7 Ways Freelancers Can Benefit From a Business Bank Account

Freelancing's rise has transformed career approaches, with many embracing its freedom and flexibility but also facing the need for professional financial management. A dedicated business bank account is crucial for freelancers, as it distinguishes personal from business finances, streamlines processes, and provides access to specialized tools. This separation enhances cash flow management, expense tracking, tax preparation, credibility, and opportunities for financing and client negotiations.

Ann Diesta August 7, 2024
10 min read
Finance 101: Becoming Financially Savvy as a Freelancer
Resources for Business Owners

Finance 101: Becoming Financially Savvy as a Freelancer

Freelancing in today’s gig economy offers flexibility and the opportunity to pursue passions but comes with unique financial challenges. This guide addresses essential personal finance topics for freelancers, including budgeting, cash flow management, invoicing, tax navigation, investment planning, insurance, and financial tools to ensure personal and professional success.

Ann Diesta July 31, 2024
13 min read
7 Ways to Keep Your Small Business Finances Secure
Resources for Business Owners

7 Ways to Keep Your Small Business Finances Secure

Securing small business finances requires ongoing review and updates to security measures. Owners should monitor cybersecurity trends and adapt their procedures to protect financial data and assets from new threats. A vigilant approach helps small businesses stay ahead of cyber threats, enhancing security and demonstrating a commitment to protecting financial well-being and customer trust.

Ann Diesta July 22, 2024
10 min read
The Only Guide You Need for Small Business Banking
Resources for Business Owners

The Only Guide You Need for Small Business Banking

Starting and running a small business is thrilling but requires critical financial management, particularly effective banking, to ensure success. Choosing the right bank and maintaining separate personal and business finances enhance professionalism, credibility, and financial stability. Leveraging essential banking services and technological tools streamlines operations and supports growth, making banking a vital aspect of thriving small businesses.

Ann Diesta July 15, 2024
11 min read
The Role of Digital Banking for Self-Employed
Resources for Business Owners

The Role of Digital Banking for Self-Employed

Digital banking revolutionizes financial management for self-employed professionals by offering convenient, cost-effective tools for everything from budgeting and cash flow monitoring to securing loans through online banking. These platforms provide enhanced security, seamless integration with business tools, and 24/7 access, empowering freelancers to manage their finances efficiently and focus on growing their businesses.

Ann Diesta July 8, 2024
7 min read
5 Easy Ways to Avoid Credit Card Debt
Resources for Business Owners

5 Easy Ways to Avoid Credit Card Debt

Credit cards can greatly enhance your financial life when used responsibly. To avoid debt and maximize benefits, create a budget, pay off your balance monthly, use automatic payments or alerts, limit the number of cards, and understand your card's terms. These strategies promote financial stability, build a strong credit history, and support your financial goals. Practicing disciplined spending and making informed choices ensures a prosperous, debt-free future.

Ann Diesta July 5, 2024
12 min read

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