Refer Government-Guaranteed Deals and Earn Industry-Leading Referral Fees
Turn your deal flow into consistent income. Lendesca handles the complexity — you focus on relationships.
Whether you’re a business broker, financial advisor, accountant, commercial real estate professional, or community lender, Lendesca gives you a reliable path to monetize deals that need SBA or USDA financing.
Become a Referral PartnerWhy Referral Partners Work With Lendesca
Industry-Leading Referral Fees
We offer some of the most competitive referral payouts in the government-guaranteed lending space.
Faster Process
Our technology platform simplifies borrower intake, documentation, and review.
Transparent Communication
Referral partners receive clear updates throughout the life of the deal.
Dedicated Deal Support
Our team helps structure deals and guide them through underwriting.
A Referral Partner Portal Built for Full Deal Visibility
Most referral partners in government-guaranteed lending lose visibility once a borrower enters the process. Lendesca changes that.
Our referral partner portal gives brokers and partners a clear view into every borrower they've referred — including where each deal stands, what stage it is in, and what comes next.
- Visibility into every referred borrower
- Exact loan stage and status tracking
- See exactly which documents are still outstanding on each deal
- Improved communication without constant follow-up
- A more professional experience for brokers and their clients
Faster approvals. Faster closings. Faster referral fees. That's the Lendesca difference.
My Referred Borrowers
Deals We Work On
We partner on a wide range of government-guaranteed lending opportunities.
SBA 7(a) Loans
Business acquisitions, partner buyouts, commercial real estate purchase, equipment, working capital, and general business financing up to $5M.
USDA B&I Loans
Rural business financing with loan amounts up to $25 million.
Business Expansion
Financing for new locations, increased capacity, and growth initiatives.
Equipment Financing
Capital for machinery, vehicles, technology, and operational equipment.
Working Capital
Funding for payroll, inventory, and day-to-day operating expenses.
How It Works
1. Submit Your Deal
Share the basic deal details with our team for initial review and evaluation.
2. Lendesca Evaluates & Structures
Our team evaluates the opportunity and structures the best financing approach.
3. Borrower Completes Application
The borrower completes the digital application through the Lendesca platform.
4. File Preparation & AI Processing
Our platform automatically classifies documents, extracts financial data, and assembles a clean loan file.
5. Approval Letter Issued
An automatically generated approval letter is reviewed by a seasoned underwriter and issued, typically within hours.
6. Complete Underwriting
Lendesca produces a full Credit Analysis Memorandum (CAM), ensuring SBA/USDA compliance and optimal loan structuring.
7. Commitment Letter Issued
A formal commitment letter is issued, locking in terms and moving the borrower toward closing.
8. Closing Needs List Issued
A final documentation checklist is sent to all parties, streamlining the path to close.
9. Close & Referral Fee Paid
The deal closes and your referral fee is paid.
Referral Partner Fees
Lendesca pays industry-leading referral commissions on every deal that closes. Our commission structure is transparent, competitive, and designed to reward partners who consistently refer quality opportunities.
Commission rates vary based on loan size, program type, and partnership tier. We’re happy to discuss our specific rates during our initial conversation — contact us to learn more.
Not Sure If a Deal Qualifies?
Just submit it. Our team reviews every referral and will let you know quickly if we can help. Many deals that seem like a stretch for traditional financing can qualify for government-guaranteed programs. Let us figure out the fit — there’s no cost to you to submit.
Submit a DealStart Referring Deals
Join our referral partner network and start turning your deal flow into consistent commission income. We’ll get you set up quickly.
Become a Referral Partner