The Modern Way to SBA
Lendesca rebuilt the SBA loan process, helping business owners move from application to approval in days not weeks.
Trusted by thousands of business owners
Loan Summary
SBA Loan Approved
$1,250,000
in SBA loans funded
government-guaranteed loans originated by our leadership team
of SBA experience
building and scaling successful SBA lending platforms
SBA loans funded
small businesses financed through SBA lending programs (including PPP)
Built for Every Stage of Business
Whether you're expanding operations, purchasing real estate, or growing a rural enterprise, Lendesca delivers the right loan program in a faster and more streamlined process.
Commercial Term Loan
Straightforward, multi-year financing for established businesses ready to grow. Fund equipment purchases, facility expansions, or working capital with fixed terms and predictable monthly payments.
Competitive rates available from $250K–$5M for businesses with proven revenue and operational history.
SBA 7(a) Loan
The most versatile government-backed loan program in the country — now processed in a fraction of the traditional time. Lendesca's automated underwriting engine eliminates the bottlenecks that slow other lenders down.
Up to $5M with longer repayment terms and lower down payments than conventional financing.
USDA Loan
Long-term, low-rate financing for businesses operating in eligible rural communities. The USDA Business & Industry guarantee program opens doors to capital that traditional lenders often overlook.
Up to $25M available for rural businesses across real estate, equipment, and working capital needs.
How Lendesca Works
A modern SBA lending process built to be fast and more efficient at every step.
Upload Documents
Upload your tax returns, financial statements, and bank statements through our secure borrower portal.
Timeline Comparison
upload directly through borrower portal
document collection and email back-and-forth
AI Extracts Financial Data
Our OCR and AI-powered document intelligence reads your files and extracts key financial metrics automatically.
Timeline Comparison
AI-powered document intelligence and OCR
manual review of tax returns and financials
Loan File Preparation
Agentic AI organizes financial spreads and prepares a complete underwriting-ready loan file.
Timeline Comparison
automated loan preparation powered by Agentic AI
manual financial spreads and file preparation
Underwriting Review
Our SBA specialists review structured data and work to structure the right financing solution.
Timeline Comparison
initial feedback once structured loan file reaches underwriting
waiting for underwriting review
Closing
We coordinate digital closings so you get funded faster with zero trips to a bank branch.
Timeline Comparison
digital closing workflow, e-signatures, automated validations
attorneys and closers manually coordinating documents and third parties
The Lendesca Advantage
We accelerate SBA lending by combining AI document intelligence, automated loan preparation, and digital workflows with our team of experts. The result is a dramatically faster path to funding.
Traditional SBA Lender
9–12 weeks
With Lendesca
3–4 weeks
How Much SBA Financing Could You Qualify For?
SBA loans can provide significant capital for business growth. Loan amounts typically range from $100,000 to $5 million, depending on factors like revenue, cash flow, and the purpose of the loan. Our platform makes it easy to begin the process and quickly determine what financing options may be available for your business.