How it works.
We make it as easy as possible to get your small business funded — with simple applications, transparent process, and humans for customer service.
First, we’ll ask you some questions about your business.
Things like how many employees, what you need the loan for, credit score. Boring things, but necessary to get you taken care of.
Then we’ll get you matched up with a loan specialist.
They’ll help process your loan and get you the best rates no matter the loan needed.
Once approved,
consider your money on the way!
And it won’t be delivered in cash by a guy on a scooter.
Financial solutions
Quick, clear financing for your business needs.
Explore Lendesca’s fast financing options—from lines of credit to equipment loans—with transparent terms and no hidden fees. Start now to fuel your business growth.
Expanding Seating and Meeting Customer Demand
Enhance capacity to efficiently serve a growing customer base.
Purchasing Construction Equipment for Building
Equip our team with advanced tools for innovative construction projects.
Acquiring Cutting-Edge Operational Software
Optimize operations with the latest in efficiency-driven software technology.
Hiring Line Workers and Repairing Equipment
Expand our workforce and enhance equipment reliability.
Investing in New Tools for Repair Solutions
Advance our repair capabilities with superior technology and tools.
Renovating and Upgrading Guest Rooms
Elevate guest satisfaction with modern and comfortable accommodations.
Hiring Additional Software Developers
Boost our technological innovation with top-tier software talent.
Enhancing Marketing and Advertising Efforts
Amplify market presence and customer engagement with targeted strategies.
Acquiring a New Office Space
Support business growth with strategically located office spaces.
Enhancing Customer Service Capabilities
Deliver exceptional customer support and satisfaction.
Securing Funds for Payroll Management
Ensure stable and reliable payroll operations.
Executing a Strategic Partner Buyout
Optimize management and enhance operational efficiency.
Consolidating Debt for Financial Health
Strengthen financial stability by managing and reducing debts.
Purchasing New Supplies and Equipment
Keep ahead of industry demands with the latest tools and supplies.
Our products
Business loans of all shapes and sizes.
Unlock your business’s potential with Lendesca’s diverse loan products. From rapid lines of credit to strategic equipment financing, discover dynamic, tailored funding solutions to elevate your operations.
Small Local Boutique
Elevating retail experiences with unique inventory and decor enhancements.
Construction Startup
Laying foundations for future growth with essential heavy equipment financing.
SaaS Company
Scaling operations and enhancing software offerings through robust technology investments.
Steel Manufacturer
Modernizing facilities and machinery to boost production efficiency and output.
Auto Repair Shop
Upgrading diagnostic tools and garage equipment to service a wider range of vehicles
Hotel and Airbnb
Enhancing guest experiences with luxury upgrades and expanded amenities.
Transportation or Uber Services
Expanding fleet capacity and improving vehicle quality for superior passenger service.
Small Farm
Investing in sustainable agriculture technologies and efficient farming equipment.
Private School
Enriching educational programs with advanced learning tools and expanded facilities.
Real Estate Agency
Streamlining operations with cutting-edge real estate software and market analysis tools.
Daycare Provider
Creating engaging and safe learning environments for the next generation.
Uber Driver
Financing new, reliable vehicles to provide safe and comfortable rides.
Restaurant Supplier
Enhancing supply chain efficiency with better logistics and storage solutions.
IT Company
Driving innovation with the latest in computing power and IT infrastructure.
Fitness Center
Expanding facilities and updating fitness equipment to meet growing member demands.
Graphic Design Company
Investing in premium design software and high-performance computing hardware.
Empowering Business Success
Who We’ve Helped
Discover how diverse businesses have thrived with Lendesca’s tailored financing solutions. From local startups to expansive enterprises, our clients’ success stories highlight the impact of strategic funding.
Empowering the Underrepresented.
Lendesca saved my small business.
“I was weeks from going under and losing everything. Lendesca made a miracle and got me a $10,000 loan with a low interest rate. Now I’m getting back to work!”
Henry H . from Miami, FL
Helpful Resources.
S-Corporations 101: How to Lower Your Self-Employment Tax Burden
Understanding S-Corporation taxes is crucial for freelancers looking to optimize their tax strategy. This blog breaks down the benefits of S-Corp election, including potential tax savings through self-employment tax reductions and pass-through taxation. It also provides essential insights on payroll requirements, filing deadlines, and common tax pitfalls to avoid. Whether you’re considering an S-Corp election or looking to maximize its benefits, this guide offers practical advice to help freelancers make informed decisions and stay compliant with IRS regulations.
Navigating the Tax Maze: What W-2 and 1099 Workers Need to Know
Understanding the distinction between W-2 employees and 1099 contractors is key for self-employed individuals navigating taxes and financial planning. W-2 employees have their taxes automatically managed by their employer, which includes deductions for Social Security and Medicare. On the other hand, 1099 contractors are responsible for managing their own taxes, including self-employment tax. This classification offers more independence but also requires keeping track of deductions, making estimated payments, and staying organized.
For freelancers, leveraging tools like business bank accounts can help track finances and maximize deductions, making the process more manageable. This proactive approach can save time and stress during tax season, helping freelancers maintain control of their financial health.
Tax Credits vs. Deductions: What’s More Beneficial for the Self-Employed?
Tax credits and deductions both help self-employed individuals reduce their tax liability, but they work differently. Tax credits directly lower the amount of tax owed, while deductions reduce taxable income, which decreases the overall tax. Understanding the distinction is crucial for maximizing savings. Tax credits, such as the Earned Income Tax Credit (EITC) or Small Business Health Care Tax Credit, offer significant savings but often have complex eligibility requirements. Deductions, on the other hand, allow self-employed individuals to write off business expenses like office supplies and home office costs. Proper documentation is essential to claim these benefits and ensure compliance with tax laws.