Analysis of Possible Charge Offs

Inputs

Origination Volume

Average Size of Loans

Est. Default Rate

Expected Date of Default

Expected Recovery %

Prime Rate (as a %)

Interest Rate Spread

📊 Charge Off Analysis Results

Number of Loans

Number of Defaults

Default Amount (UPB on date of default)

$0*

Recovery Amount

* Assumes a 10 year term on defaulted loans

SBA Recovery Portion (75%)

Lender Recovery Portion (25%)

Initial Loss for Lender

Final Loss for Lender

Charge Off Amount for Lender

Charge Off % for Lender of Originated Amount